Last updated
22 June 2026
Scope
Amsterdam Buyer Kit estimates Dutch mortgage capacity, recurring housing costs, and purchase cash using the displayed ruleset and the information entered. It is provided for planning and education only.
No professional advice
Amsterdam Buyer Kit does not provide legal advice, mortgage advice, tax advice, financial advice, investment advice, or real-estate agency services. It does not replace a mortgage advisor, notary, buying agent, real-estate agent, tax advisor, lawyer, lender, valuation professional, insurer, or other qualified professional.
No promised outcomes
Amsterdam Buyer Kit does not guarantee bid success, mortgage approval, valuation outcome, transfer outcome, contract terms, legal correctness, document completeness, cost accuracy, or elimination of purchase risk. Users remain responsible for verifying purchase, mortgage, tax, valuation, technical, VvE, erfpacht, notary, legal, and bidding decisions with qualified professionals.
Estimates
Calculations are estimates and may be incomplete, outdated, or wrong. The calculator excludes specialist and lender-specific cases, stops after the displayed ruleset expiry date, and cannot account for every underwriting policy. Dutch tax, lending, valuation, VvE, erfpacht, and mortgage values must be verified before use.
User responsibility
Users are responsible for checking the accuracy and completeness of the information they enter and rely on. Do not enter unnecessary sensitive or third-party personal data. Verify any purchase, financing, tax, legal, valuation, or bidding decision outside the product before acting.
Contact
Use the contact page for support, product feedback, privacy questions, or data-rights requests.